Your loan.
Every payment, explained.
Find your monthly payment, see how much goes toward interest, and explore how paying a little extra could shorten your loan.
Calculate your payment →Free to use · No signup · Print or download your schedule
What does a $300,000 loan look like?
At a fixed 6.5% interest rate over 30 years:
Illustrative estimate. Excludes taxes, insurance, and fees. Assumes the extra $100 is applied to principal every month from the first payment.
Three numbers. A clearer picture.
- Enter your loan amount, rate, and term. Start with a new loan or estimate from your current balance and remaining term.
- Try an extra monthly payment. See the difference in total interest and the number of payments.
- See the full schedule. Review every payment, print the table, or download it as a spreadsheet-ready CSV.
What is amortization?
Amortization is the process of paying off a loan through regular payments. Each payment covers interest and pays down part of the amount borrowed. The table shows that split, along with the balance remaining after each payment.
My Loan Table helps you see those numbers without creating an account. Calculations run in your browser, and your loan inputs are not sent to us.
Understand your loan, one step at a time.
Use these short guides alongside your results.
- How to read an amortization table — a worked example of principal, interest, and balance.
- How extra principal payments change your loan — compare monthly amounts and interest savings.